Goals of Financial Management Essay

Money required for carrying out business activities is called business finance. Almost all business activities require some finance. Finance is needed : †¢To establish a business , †¢To run it †¢To modernize it †¢To expand it or diversify †¢It is required to buy whole variety of assets, they may be tangible like machinery ,factories,building,offices or intangible like patents, technical expertise etc. Success of business depends considerably on how well the funds are deployed in assets Financial management is concerned with optimum procurement as well as usage of finance. The financial management has to take three important decision viz. (i) Investment decision i. e. , where to invest fund and in what amount, (ii) Financing decision i. e. , from where to raise funds and in what amount, and (iii) Dividend i. e. , how much to pay dividend and how much to retain for future expansion. In order to make these decisions the management must have a clear understanding of the objective sought to be achieved. It is generally agreed that the financial objective of the firm should be maximization of owner’s economic welfare. There are two widely discussed approaches or criterion of maximizing owners’ welfare – (i) Profit maximization, and (ii) Wealth maximization. Profit maximization would probably be the most commonly cited business goal, but this is not a very precise objective. Do we mean profits this year? If so, then actions such as deferring maintenance, letting inventories run down, and other short-run, cost-cutting measures will tend to increase profits now, but these activities aren’t necessarily desirable. The goal of maximizing profits may refer to some sort of â€Å"long-run† or â€Å"average† profits, but it’s unclear exactly what this means. First, do we mean something like accounting net income or earnings per share? As we will see, these numbers may have little to do with what is good or bad for the firm. Second, what do we mean by the long run? As a famous economist once remarked, in the long run, we’re all dead! More to the point, this goal doesn’t tell us the appropriate trade-off between current and future profits. Profit Maximization: Maximization of profits is very often considered as the main objective of a business enterprise. The shareholders, the owners of the business, invest their funds in the business with the hope of getting higher dividend on their investment. Moreover, the profitability of the business is an indicator of the sound health of the organization, because, it safeguards the economic interests of various social groups which are directly or indirectly connected with the company e. g. shareholders, creditors and employees. All these parties must get reasonable return for their contributions and it is possible only when company earns higher profits or sufficient profits to discharge the obligations to them. As long as we are dealing with for-profit businesses, only a slight modification is needed. The total value of the stock in a corporation is simply equal to the value of the owners’ equity. Therefore, a more general way of stating our goal . Finally, our goal does not imply that the financial manager should take illegal or unethical actions in the hope of increasing the value of the equity in the firm. What we mean is that the financial manager best serves the owners of the business by identifying goods and services that add value to the firm because they are desired and valued in the free marketplace If we assume that stockholders buy stock because they seek to gain financially, then the answer is obvious: Good decisions increase the value of the stock, and poor decisions decrease the value of the stock. The goal of maximizing the value of the stock avoids the problems associated with the different goals we listed earlier. There is no ambiguity in the criterion, and there is no short-run versus long-run issue. We explicitly mean that our goal is to maximize the current stock value. Because the goal of financial management is to maximize the value of the stock, we need to learn how to identify those investments and financing arrangements that favorably impact the value of the stock. This is precisely what we will be studying. In fact, we could have defined corporate finance as the study of the relationship between business decisions and the value of the stock in the business. Wealth Maximization: The term wealth means shareholder’s wealth or the wealth of persons who are involved in business concern. this is also known as value maximization or net worth maximization The wealth maximization (also known as value maximization or Net Present Worth Maximization) is also universally accepted criterion for financial decision making. The value of an asset should be viewed in terms of benefits it can produce over the cost of capital investment. †¢Wealth maximization is based on the concept of cash flow . cash flow are a reality and not based on subjective. †¢It considers time value of money.

Building the Nation Future Leaders

â€Å"Building the Nation Future Leaders through the K to 12 Basic Education Program or The K to 12 Basic Education- Tungo sa Paghuhubog ng mga Makabagong lider ng Bansa. † By ANDEA, ISIDRO JR B. Great day to everyone! Warmest congratulations to the elite corps of successful graduates this school year 2012- 2013 especially to our ever loving parents and the teaching force of this institution. Ma’am and Sir, Good morning! With my great desire, to be one of the guest speakers at today's event; I accept the challenge and invitation of the teaching staff of this institution to challenge everyone today!It is a great privilege and opportunity for me to speak in front of you as a challenger of your mind and hearts to give an inspirational message that will challenge everyone today! You truly deserve to give pride to yourself as you step into another ladder of your success. It’s been unforgettable event that we should reminisce every now and then the significant marked o f our lives as we give priority to our achievement in the field of learning.We bind us one today to celebrate the fruit of our sacrifices; your unsung hero shows their unfading support behind your success as they watch you to recognize this day, your ever loving teachers honored you for the commendable appreciation of your great work during learning process and the person who is one way of molding your life interest and being proud to yourself that you have done the great job in schooling. Our Theme: â€Å"Building the Nation Future Leaders through the K to 12 Basic Education Program or the K to 12 Basic Education- Tungo sa Paghuhubog ng mga Makabagong lider ng Bansa. I would like to talk first about the program of Department of Education in order for us to understand well the message of our nation for us as a stakeholder of change. The K to 12 Program covers Kindergarten and 12 years of basic education (6 years of Primary Education, four years of juniors High School, and another t wo years of Senior High School) which provide our learners to undergo sufficient time for mastering the concepts and skills presented during learning process. Enhance the abilities and capacities of our learners, and prepare our graduate to higher education, job employment, and business or entrepreneurship.The K to 12 Basic Education Program is a key chain to success because it helps our graduates to become ready and more successful to go in their different paths, Maybe some them will proceed to tertiary education, for employment, or do a business. We strongly believed that this changes in our Educational Program will affect our way of living, to give us hope for a better future because our young leaders equipped with different skills in different learning areas, trained and prepared them to become an agent of change;Formal Education will make us living if we seized the right opportunity given to us. Let us work hand in hand for the betterment of our future, Let us let other known a bout this program, and encourage them to have a full support in achieving our Country’s progress. You as a graduate have a vital role to strengthen your great potential to become a partner of change. You will be one of the backbones of our K to 12 graduates sooner and later know that you will have to deal with changes, both big and small, continually. Be prepared to be flexible and to adopt as needed.Here are the three things to consider on becoming more successful in achieving our goals in life and to become a productive leaders someday: 1. Heads-up to your great potential. Sometimes, we may not realize the essence of our abilities. But there’s a gift given to us by our omnipotent master to give our full potential to become the most successful person. We may become successful beyond of our wildest dream. You should know yourself better, Identify your strength and weaknesses and facing the real you. The achievement of your goal is assured the moment you commit yourself to it and believe that you can do something.The first thing that we need to consider is to open your eyes to your great potential by setting your mind and goals in life. Mind setting (power of imagination) is a tool for showing your potential to become great individual for the next days. Because of it, you can now set your goals in life. Some great person believed that goal is vital. â€Å"People with goals succeed because they know where they're going. † According to -Earl Nightingale. â€Å"The achievement of your goal is assured the moment you commit yourself to it. † -Mack R. Douglas. Formal education will make you a living.Self-education will make you a fortune. † â€Å"Unless you change how you are, you will always have what you've got. † â€Å"We all have two choices; we can make a living or we can design a life. † I want you to â€Å"Take up one idea and act on it. Make that one idea your life. Think of it, dream of it, and live on that id ea. Let the brain, muscles, nerves, and every part of your body be full of that idea and leave all other ideas alone. This is the way to success. † According to SFI Rules to Success; setting goals is so easy to do, yet 95% of people never set goals.They just never take the time. And who do you think are the most successful, highest-earning people in the world? The 5% group of course! If you want to be in the 5% group, don't even think about ignoring goal-setting! 2. Begin with realistic plan (winning starts with beginning). If you sealed with something and you fell not moving on your way, start to get started and start whatever you had right now. There’s no perfect time to wait, do the best job you can and always keep learning and moving ahead. Who among you here have a Facebook account?What is the first thing you do in getting connected with that social networking? Just to sign up and get started, right? â€Å"You don't have to be great to get started, but you have to get started to be great. † -Les Brown, â€Å"Everyone who got where he is had to begin where he was. † -Richard L. Evans. â€Å"Failing to plan is planning to fail. † â€Å"Without goals, and plans to reach them, you are like a ship that has set sail with no destination. † -Fitzhugh Dodson â€Å"Most people have no idea of the giant capacity we can immediately command when we focus all of our resources on mastering a single area of our lives. – Anthony Robbins. â€Å"Nothing can add more power to your life than concentrating all your energies on a limited set of targets. â€Å"- Nido Qubein. â€Å"What you choose to focus your mind on is critical because you will become what you think about most of the time. â€Å"- Noel Peebles We cannot become successful in aiming at something, if we are trying to do many things just for once. We should be realistic in our planning and concentrate your thoughts upon working hand in hand. As they say, chase t wo rabbits and you'll catch neither! â€Å"Success demands singleness of purpose. – Vincent Lombardi â€Å"No life ever grows great until it is focused, dedicated, disciplined. – Harry Emerson Fosdick. 3. Live with your goals and persist until you win. We don’t need to invest so much to earn something and to pay for our reward. â€Å"Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don't quit. â€Å"-Conrad Hilton. â€Å"It's when things get rough and you don't quit that success comes. † â€Å"Other people and things can stop you temporarily. You're the only one who can do it permanently. -Zig Ziglar Don't let little problems upset you. Concentrate on the positives†¦ and the â€Å"big picture. † Also remember that the only thing that will never change is that there will always be changes (especially in today's rapidly evolving world). Don't let changes upset you. Know that you will hav e to deal with changes, both big and small, continually. Be prepared to be flexible and to adapt as needed. â€Å"Learning is very fun and lifelong process† which I always emphasize in the field of learning because it awakens our interest to learned.At your youthful stage, there is an eagerness to learn in every chance as you participate inside the class. Your teacher taught you so much how to become smart, how to behave, how to learn, how to work effectively, how to perform a task and know how to accept student’s responsibility. I know each one of you possess a precocious gift from God. Who among you here wants to be a Doctor, Nurse, Lawyer, Engineer, Military, Teacher, or a President? Then don’t stop learning. ALWAYS REMEMBER THIS THREE WORDS: DON’T STOP LEARNING! ANDEA, ISIDRO JR B. KABACAN WESLEYAN ACADEMY HIGH SCHOOL DEPARMENT

Instructional Technology As A Problem Solving Tool For...

Blended learning has been a popular topic in education over the past decade. With the rapid advancement of technology in recent years and the ever-increasing demands on teaching staff, there is a scramble to find the golden goose – the key to harmonizing technology and education in order to reach more students and ease the burden of teachers. It becomes more than just an issue of getting technology into the classroom because hundreds of thousands of classrooms already have technology capabilities. It becomes an issue of how to train teachers to use instructional technology and truly integrate it into curriculum. It becomes an issue of how to make technology a problem-solving tool for students of all ages and learning styles. Some researchers believe blended learning to be the golden goose for education – which raises even more issues and many questions. What instructional technologies can be useful in K-12 subjects? How can instructional technology be used in college and professional development for adults? Is blended learning the future of education? Can blended learning influence various learning styles and create a deeper knowledge base? What professional development programs can we offer to ensure that future teachers are prepared to operate technology in the classroom? The purpose of this paper is to examine the aspects of blended learning and how instructional technologies can facilitate lessons across many subjects and age groups. Blended learning isShow MoreRelatedEvaluate How To Communicate And Integrated Case Study991 Words   |  4 Pagescollaborate effectively using a variety of modalities including digital-age tools that ensure the learner’s professional growth. 2. Reflect on design and implementation challenges experienced during the redesign of a prior coursework activity. 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Using these developed toolsRead MoreAspects Of Blended Learning : Technology Supports Diverse Classrooms3818 Words   |  16 PagesAspects of Blended Learning: Technology Supports Diverse Classrooms Blended learning has been a popular topic in education over the past decade. With the rapid advancement of technology in recent years and the ever-increasing demands on teaching staff, there is a scramble to find the golden goose – the key to harmonizing technology and education in order to reach more students and ease the burden of teachers. It becomes more than just an issue of getting technology into the classroom because hundreds

Analysis Of Othello By William Shakespeare - 816 Words

Tristan Le Mrs. Bell Eng. 1 Pre-I.B. 05 April 2015 Self-Confidence In the book, Othello, by William Shakespeare, the author expresses that without self-confidence a person cannot truly grow emotionally. He shows this theme throughout the book by giving Othello, the main character, the trait of low self-confidence. After the main antagonist Iago pushes Othello to his limits this trait turns out to be fatal and leads to the downfall and death of Othello. A small contribution to his low self-confidence is race, because he is black he doesn’t fit into his society. As a high ranking general in the Venetian army, he is very well respected for his military prowess, Towards the beginning of the book, Othello is called racial slurs by Iago such†¦show more content†¦The most prominent cause of Othello’s low self-confidence is displayed in his uncertainty in his love for Desdemona. At the beginning of the book, Othello was quite self-confident about himself saying that, â€Å"I won his daughter† (1.3.111). He is obviously so conf ident that he is able to say it outright in front of Brabantio; he even goes as far as saying, â€Å"Send for the lady to the Sagittary and let her speak of me before her father† (1.3.135-36), as if he knows for certain that she will confess to him as well. He also exclaims later in the book that, â€Å"I had been happy if the general camp, pioneers and all, had tasted her sweet body† (3.3.397-98), referring to the fact that his self-confidence was so high that it wouldn’t matter to him if everybody in the camp had sex with her; he would still know that she loves him. As the story moves on it comes to show that Othello gradually loses self-confidence. In Act 3 Scene 3, Iago first plants his seeds of doubt into Othello through lies that he tells him. He tries to paint the picture that Desdemona and Cassio are having affairs even though he has no proof to show for it. After Othello shows that he doesn’t buy into this, Iago adds in that, â€Å"She did decei ve her father, marrying you† (3.3.238), trying to hint that if she could trick her own father that she could fool him also. This leads to Othello stating, â€Å"Set on thy wife to observe† (3.3.281), meaning that he wants

School Uniforms Persuasive Essay - 1470 Words

The Benefits of Uniform Adoption in Public Schools Ever wonder what it would look like to have all students wearing the same white polo shirt, black pants, and a district sweater walking in the hallway? Nowadays, public school and many districts are discussing the possibilities of enforcing the uniform policy. In most places, many private schools already require students to have their mandatory uniforms; however, there are only a few public schools adopting this mandatory school-uniform polices as one of their enrollment requirements. The reason why not all public schools participated was because people believe that they are violating the freedom of choice when enforcing this mandatory uniform policy; yet problems†¦show more content†¦Young adolescents get distracted easily compared with the mature adults. Fancy goods always attract people by their fantastic look and bring them to the fashion side. Consequently, students would pay more of their attention to the latest fashio n instead of their school work. Then the school work will not be done on time because majority of their time is spent on the fashion. Without paying attention and making great efforts, school work can only be abandoned eventually. However, like Walmsley emphasized, when public schools require their students to wear the mandatory uniform, students will not have any struggle about choosing what clothes to wear today and tomorrow. In other words, students will have more time spending on school work. Another point is that the purpose of students going to school is gaining knowledge and preparing for their future. Students learn how to dress formally as a student in school. The adoption of this district uniform could help them to prepare the way professionals dressed. The next advantage of public school uniforms can be identified as the reduction of bullying behaviors. Everyone benefits by adopting the uniform policy. It helps students to unite and share a same goal – learning. Also, by adopting theShow MoreRelatedPersuasive Essay On School Uniforms717 Words   |  3 Pages The idea of school uniforms has been a vital point within school districts for a long time now. As a parent with two kids within the school system, it is a popular trend amongst schools as both my children’s schools require for their student to wear uniform. However, more recently, students as well as parents are beginning to disagree with the enforcement with school uniforms as they believe uniforms are possibly taking away the right of self-expression for students. Although this is a valid complaintRead MorePersuasive Essay On School Uniforms723 Words   |  3 Pagesmandatory for students to wear uniforms, they have evidently been misled. Uniforms kill individ uality and creativity, are too expensive for some, and can lower both self-esteem and performance of students in school. Many critics are bringing to light the crisis of dropping individuality and creativity; we cannot afford let it plummet any further. School uniforms destroy diversity and kill courage, on top of preventing individual student expression. In addition, school uniforms provide an almost jail likeRead MoreSchool Uniforms Persuasive Essay1069 Words   |  5 Pagesmany schools around the world enforce uniforms, requiring students to wear specific clothing. School uniforms, which was first established in 16th century England, are a topic of much debate in the public school system of the United States. Many people feel that uniforms reduce competition among students and bring a sense of unity in school. People who are against school uniforms think that they prevent students from expressing themselves and inhibits creativity. Many students dislike school uniformsRead MoreSchool Uniforms Persuasive Essay1001 Words   |  5 PagesMake a Difference? 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Today, tiny southern towns even to the nations largest cities, public school uniforms have become so common this year t hat in many areas, they are no longer the exception, but the rule (Lewin â€Å"Dress for Success: Public School Uniforms†). Imagine a parent’s comfort in knowing their child was being treated as an equal at school each and every dayRead MorePersuasive Essay On School Uniforms1671 Words   |  7 Pages Hari Mainali South University School Uniform â€Æ' Abstract Freedom of dress is violated by restricting on school uniform. A school and university have their own dress code which does not require a particular dress. Some researcher and scholar suggest misbehavior in the student are the result of banning uniform. But misbehavior is what they acquired in their life. Banning uniform, student can exercise their right to express themselves freely. 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Whether it be due to vulgar language, inappropriate content, or the same outfit for all students, this is becoming more popular across America. In a recent study done by Statistic Brain it has shown that twenty three percent of countries across of America have implemented a pol icy that requires school uniforms. The school

Group Minds Hard Deal Information Essay Sample free essay sample

The Essay† Group Minds† was written by Doris Lessing. In it. she argues that the authorities retains â€Å"hard information† about human actions/behaviour from schools to maintain people submissive. â€Å"We ( the homo race ) are now in ownership of a great trade of difficult information about ourselves. but we do non utilize it to better our establishments and hence our lives. ( 266 ) † This is information that will put people free from â€Å"blind truenesss. obeisance to mottos. rhetoric. leaders. and group emotions. ( 267 ) † Lessing steadfastly believes this would be utile. if pupils learn to consider these regulation with an apathetic attack. Which. as a consequence will better schools and pupils lives ; more people will go persons and learn to defy group force per unit areas. Through out the essay. Lessing discusses the human demand for belongingness. She goes on to explicate how it is human nature to desire to belong to a group and when in a gr oup people frequently change their thought to hold with the group. We will write a custom essay sample on Group Minds: Hard Deal Information Essay Sample or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Lessing provinces that â€Å"we tend to believe as that group does: we may even hold joined the group to happen â€Å"like-minded† people. ( 266 ) † She conducts an experiment to back up her preposition. Majority of the people said that they wouldn’t give into the groups. Merely as Lessing idea. people did precisely what everyone else in the group did. Which proves her subject correct. Lessing believes one can get away this manner of thought by merely holding individuality taught in establishments but acknowledges that this will neer go on ( 267 ) . She understands that corporate believing individuality can be a danger and menace to the authorities. In a sense that they will no longer be able to pull strings 1s ideas. personal sentiments or the manner worlds choose to populate their lives. Yet. she besides believes people are in danger if they do non liberate their heads and larn to dispute other ideas and sentiments in hopes of going a free mind. Lessing indirec tly describes this sightlessness to group obeisance as unseeable toxicant ( 268 ) . Meaning this manner of thought is ingrained so deep. that humans subconsciously follow the crowd. Through out the essay Lessing continuously tries to do the same point that of course humans seek for a sense of credence and belonging ( 266 ) . Her concern with being apart of a group is non holding a group head but instead non being able to understand 1s ain head. â€Å"We are group animate beings. and the better we understand that about our egos. the stronger we might be in the face of force per unit area to conform. ( 265 ) † Alternatively of being apart of a societal individuality. one can be in a group without fring at that place ain single individuality. Lessing wants everyone to understand that this manner people will grok the powerful effects groups have on their lives and utilize that cognition to build a better significance of the term â€Å"group minds† .

Turkey Religion Essay Example For Students

Turkey Religion Essay Religion Islam is a monotheistic religion practiced by Muslims. They believethat Allah gave revelations to the Prophet Muhammed through the Angel Gabrielaround A.D. 600. Jesus Christ and the prophets of the New Testament are acceptedas Islamic precepts. During their rule of the Ottoman Empire, Islamic lawsdictated the way of life for the Turks. In 1924 with the new republicgovernment, Islamic Law was abolished as a state religion. The governmentremoved religion from public policy and restricted it exclusively to personalfaith. This led to the abolishment of the religions hierarchy and the closingand confiscation of the lodges, meeting places and monasteries as well asoutlawing their rituals and meetings. We will write a custom essay on Turkey Religion specifically for you for only $16.38 $13.9/page Order now The government restricted religious publicattire for men and women as well as trying to substitute Turkish words forArabic words of Islamic origin. This was a swift and harsh attempt at change.During the 1940s there was a relaxation of some political controls and by the1950s people wanted to return to traditional religious practice. In factstarting in the 1950s religious education was made compulsory in secondaryschools and in 1982 it was extended to primary schools as well. A lot of thecontroversy that followed was found in the universities. Female studentscommitted to Islam began to cover their heads and necks with scarves and longovercoats. This lead to the regulations in 1987, forbid female students to covertheir heads in class. Protests by other religious students and professorsoverturned the dress code in the 1990s. Today, a Turkish womans dress hasbecome the center of much debate. (Bollag,B., January 8, 1999). The Muslimreligion accounts for 99% of the population in Turkey. Non-Muslims religionsinclude: Christians, Protestants and Jews. The members of these religionsusually reside in a single area and are very small in number.